Terms & Condition

Last Updated: March 11, 2026

Welcome to Big Loans Private Limited ("Company", "we", "us", or "our"), operating www.bigloansindia.com (the "Platform"). By accessing or using our services, you agree to comply with these Terms & Conditions and our Privacy Policy.

Important: These Terms form a legally binding agreement. Please read carefully.

1. Introduction & Services

1.1 About Us

We are a Direct Selling Agent (DSA) platform connecting loan seekers with banks and financial institutions.

1.2 Services Offered

  • Loan comparison & recommendations
  • Application assistance
  • KYC document collection
  • Lender matching & submission

1.3 Disclaimer

We are NOT a lender. Loan approvals and terms are decided solely by financial institutions. We do not guarantee approval.

2. Acceptance of Terms

2.1 Agreement

Your use of the platform means you accept these Terms.

2.2 Eligibility

  • Must be 18 years or older
  • Indian resident or eligible NRI
  • Legally capable of contracting
  • Provide accurate information

2.3 Updates

We may update Terms anytime. Continued use means acceptance.

3. User Account

3.1 Registration

Provide accurate and complete details.

3.2 Responsibilities

  • Keep login details secure
  • Report unauthorized access
  • Responsible for account activity

3.3 Termination

  • Violation of terms
  • Fraudulent activity
  • Incorrect information

4. Loan Application

4.1 User Responsibilities

  • Submit accurate information
  • Provide valid documents
  • Respond to lender queries

4.2 Our Role

  • Facilitate application submission
  • Track status
  • Provide updates

4.3 No Guarantee

Approval depends entirely on lenders.

5. Fees & Payments

5.1 Processing Fees

Non-refundable unless specified.

5.2 Lender Charges

Determined by lenders.

5.3 Payment Methods

UPI, Cards, Net Banking, Wallets

Important Notice:
We do NOT accept cash payments. Only pay to official company accounts via digital or cheque.

6. Prohibited Activities

  • False or misleading information
  • Fake identities
  • Unauthorized commercial use
  • Data scraping or bots
  • Illegal activities

Violation may result in account termination and legal action.

7. Intellectual Property

All content belongs to Big Loans Private Limited.

8. Third-Party Links

We are not responsible for external websites or lender policies.

9. Disclaimers

  • Services provided "as is"
  • No guarantee of accuracy
  • Not liable for third-party actions

10. Limitation of Liability

  • Limited to fees paid in last 12 months
  • No liability for indirect damages
  • Force majeure applies

11. Indemnification

You agree to protect us against claims due to misuse or violation.

12. Termination

We may terminate services anytime. Certain obligations survive.

13. Governing Law

  • Laws of India apply
  • Jurisdiction: Ahmedabad, Gujarat
  • Arbitration under Indian law

14. Miscellaneous

  • Severability applies
  • No waiver without written consent
  • Rights may be assigned by us

By using our services, you agree to these Terms & Conditions.

Last updated: March 11, 2026