Personal Loan
A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don't usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need.
Who Can Apply for Personal Loan?
- You should be aged between 23 and 55 years
- You need to be a resident of India
- You should be working for an MNC, private or a public limited company
- KYC documents
- Employee ID card
- Last 2 months’ salary slips
- Salaried Bank account statement of the previous 3 months
Rate of Interest
Rate of Interest for Personal Loan Ranges from 11% To 24%
Documents Require for Personal Loan
- Identity Proof (any of the following): Voter ID Card, Aadhaar Card, Passport, Employer issued ID Card, Electricity Bill, Ration Card, Driver’s License, PAN Card, Life Insurance Premium Receipt, Mobile/Telephone Bill.
- Age proof (any of the following): Birth Certificate, Ration Card, PAN Card, Passport, Voter ID, Aadhaar Card, Life Insurance Premium Receipt.
- Last 2 months Salary slip
- Previous 3 months bank account statement of salary slip
- ITR and computation of income of last 3yrs
Apply For Personal Loan